Explore local payment methods.

Latin American economic growth in the last decade has expanded the middle class and purchasing power. To succeed in this marketplace, it's essential to leverage local payment methods and adopt a tailored approach.

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Why is Latin America is a significant market?
Latin America, with its 650 million inhabitants and growing middle class, is a crucial market for global firms. FacilitaPay allows your company to smoothly incorporate crucial local payment methods, overcoming regional hurdles and capitalizing on opportunities.
PIX (Instant Payment)
The instant payment system created by the Central Bank of Brazil is changing the market by performing transfers and payments, in a few seconds, at any time of the day - including weekends and holidays - in a safe and practical way.
Boleto Bancário
Brazil has a cash-centric culture, and Boleto has been historically used by the Brazilian population to pay for monthly bills, taxes, and also e-commerce purchases. Reach the unbanked population and also those whose preference is Boleto out of habit.
Local Credit Cards
The usage of credit cards has been growing. Although, internationally-enabled credit cards make up only 24% of e-commerce transactions. Start to accept both international and domestic cards and increase your conversions.
Local Debit Cards
A debit card is a common payment method in Brazil. Today, there are 116M active debit cards in the country, with 664B reais spent with this method in 2019. Accept debit cards to reach a new consumer base and optimize your revenue in Brazil.
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Installments
Brazilians have the habit of splitting the total amount of a purchase made with a credit card in up to 12 monthly payments. Allow your customers to make higher-value purchases and increase your average ticket size.
Crypto
Brazil has the seventh largest crypto market in the world and is growing rapidly. With FacilitaPay, you can make settlement in crypto, on/off ramp solutions and receive your local payments in stablecoins.
Digital Wallets
The popularity of digital wallets is increasing in Brazil, mostly due to the benefits offered by them, such as convenience, security, and simplicity to pay. Be ahead of the market and start to offer digital wallets on your e-commerce store.
Other Alternative Payments
Brazil has several ways to pay online beyond credit cards. Bank Transfer and Online Debit are two effective payment options. Allow consumers to use their usual bank account to make an instant payment without the risk of chargeback for you.
PSE (Pagos Seguros en Línea)
The preferred alternative payment solution in Colombia. Pagos Seguros en Línea allows your customers to make bank transfers directly from their bank accounts, without needing a credit card.
Baloto
Baloto is Colombia’s main lottery operator in the country and also has a payment network, with more than 13.500 payment stations, it’s able to reach 96% of the cities. Clients can pay purchases offline or online. When choosing the offline option, they receive a payment voucher with a barcode and a serial number, which can be paid at one of the payment stations.
SuRed
Being one of the largest payments networks in Colombia, SuRed is partnered with more than 27.000 convenience stores from different brands and across 32 departments. Clients who choose this payment method receive a voucher that can be paid in cash at any of their points.
Efecty
With real-time confirmation and easy user experience, Efecty is one of the most popular cash payment vouchers in Colombia, payable in over 10,000 locations throughout the country. Increases your sales by reaching a vast part of Colombian customers that prefer to pay offline, with cash and allows you to reach the unbanked population.
Local Credit Cards
This payment method is one of the primary options of Colombians when shopping online. All Colombian cards are enabled to make international purchases, yet, local banks and issuers impose some obstacles to international shopping. FacilitaPay card solution offers local acquiring what increases approval rates.
Local Debit Cards
The use of debit cards in Colombia is growing rapidly, with more than 20 million cardholders by 2021. The number of POS terminals has also increased to over 200,000, boosting card payments. The FacilitaPay card solution offers local acquiring, increasing approval rates.
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Installments
The instant payment system created by the Central Bank of Brazil is changing the market by performing transfers and payments, in a few seconds, at any time of the day - including weekends and holidays - in a safe and practical way.
OXXO
OXXO is one of the most famous voucher payments in Mexico. People are used to going to convenience stores to pay bills, and also their vouchers for e-commerce purchases. Start to accept OXXO as a payment method and reach more consumers.
OXXO Pay
The most known payment method in Mexico now with real-time confirmation.
Local Credit and Debit Cards
Access to financial services is still growing, and credit card penetration is on the rise in Mexico. Local acquiring can offer better approval rates in Mexico, and you can accept local debit cards.
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Installments
The instant payment system created by the Central Bank of Brazil is changing the market by performing transfers and payments, in a few seconds, at any time of the day - including weekends and holidays - in a safe and practical way.
SPEI
Whenever a Mexican wants to make an interbank transfer, they need to use SPEI. The Mexican system for online banking transactions. Allow your customers to pay for their purchases with online bank transfers through SPEI.
Crypto
The cryptocurrency market is gaining importance in Mexico due to the large population of unbanked individuals, high levels of remittance inflows, and growing interest in digital assets as a hedge against inflation and economic instability. With FacilitaPay, you can settle in crypto, use on/off ramp solutions, and receive your local payments in stablecoins.
Digital Wallets
The popularity of digital wallets is increasing in México, mostly due to the benefits offered by them, such as convenience, security, and simplicity to pay. Be ahead of the market and start to offer digital wallets on your e-commerce store.
Other Alternative Payments
Mexico has several payment methods besides credit cards. Voucher payments, Oxxo and digital wallets are very common methods used by online consumers.
RedCompra (Debit)
This is the most common debit system in Chile, allowing secure and instant payments. It is integrated into practically all banks in the country and is accepted in many commercial establishments.
Boleto Bancário
This online system allows payments via credit and debit cards and is widely accepted in e-commerce in Chile. It offers a convenient and secure way to carry out online transactions.
Mach
It's a mobile app that facilitates digital payments and transfers. With this platform, users can make payments in physical stores and online in a quick and secure manner.
Bank Transfer
Transfers between bank accounts are common for higher-value payments. Many Chilean banks offer instant or nearly instant transfers.
Multicaja
This is a service that allows cash deposits and withdrawals at stores and affiliated establishments. It also offers options for bill payments and services.
ServiPag
This is a popular method for paying bills and making other types of payments in physical establishments. It's a convenient way to pay utility bills, taxes, and other expenses without the need for a bank account.
CMR
Credit card issued by the Falabella store, it is one of the most popular credit cards in Chile and is accepted at various establishments. It also offers financing options.
Sencillito
Service that allows the payment of bills and other financial transactions in physical establishments. It is widely used for utility bill payments, mobile phone top-ups, and others.
Presto
This is a credit card issued by the Hites store and is accepted at a variety of establishments in addition to the brand's own stores. It also offers various promotions and discounts.
Magna
Specific credit card, generally accepted in affiliated stores and establishments such as supermarkets and gas stations. Offers benefits like exclusive discounts and promotions.
Mercado Pago
This is a widely used digital wallet for online shopping, bill payments, and money transfers. It offers a secure and convenient way to conduct financial transactions.
PayPal
This international online payment service is accepted by many sellers and online stores in Chile. It is a safe and effective option for cross-border transactions.

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Accepting credit card payments with FacilitaPay is different. Here’s why:
Increase Approval Rates
With local acquiring, your business has better approval rates.
Less Chargeback risk
Rely on Facilitapay Shield, an advanced anti-fraud strategy, with no extra cost.
Retry Logic
Advanced machine learning technology increases approval rates by minimizing failed payments.
Simplify purchases
Support recurring payments, via card tokenization, and pre-authorization.
Billing Descriptor
Start offering all local payment methods in LatAm to your customers.
International acquiring
International schemes only
Worse performance in payments, as the issuing banks, tend to refuse more transactions from international acquirers due to the lack of information.
Limited for those who own internationally enabled cards. The shopping experience is not localized.
No installments and no recurring billing.
Local acquiring
International and domestic card schemes
Best performance in payments with a direct connection to local acquirers. This way issuer banks will have more local consumer data increasing the approval rates.
Customers will have a local payment experience with all the services available, purchasing as it would in a local e-commerce.
Installments and recurring billing available.
Enrich your local payments. Reach a wider consumer base.
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